Opening a Brazilian bank account in Brazil: real experience from chats
Real experience of people from chats on «Opening a Brazilian bank account» in Brazil — as it is, no fluff. For your case — ask Luky.
From real experience
To open a Brazilian bank account with only a passport and CPF but without a residency permit: 'iti Itaú' no longer operates as a separate bank. 'NG.CASH' has been recently identified as a digital bank that may allow account opening under these conditions.
Opening a Brazilian bank account without permanent residency (RNE/RNM), while possessing only a CPF (taxpayer ID), is considered extremely difficult. Success is anecdotal and rare; most traditional banks require formal residency documentation.
Opening a Brazilian bank account without a Visto Temporário (temporary visa) or permanent residency can be challenging. While some banks might accept a CPF (Cadastro de Pessoas Físicas) as a starting point, often proof of address and legal status in Brazil is required. Banks like Sicredi and Santander have been mentioned as potentially more accommodating, but success depends on individual circumstances and the specific branch. International banks operating in Brazil may have different policies. It is advisable to check with multiple institutions and inquire about their specific requirements for non-residents.
Opening a bank account in Brazil as a resident typically requires a CPF (Cadastro de Pessoas Físicas), proof of address, and identification documents. Some banks may have specific requirements for foreigners, potentially including proof of legal residency status. For non-residents or those facing difficulties, exploring options like digital banks (e.g., Nubank, Inter) or prepaid cards might be alternatives, though these may also eventually require a CPF for full functionality. Banks like Banco do Brasil, Caixa Econômica Federal, and Bradesco are major institutions, but requirements can vary.