Real experience of people from chats on «Health» in Hungary — as it is, no fluff. For your case — ask Luky.
From real experience
For Hungarian D-type visa applications, applicants often use standard travel insurance covering the initial 30 days or the visa duration. It is widely acknowledged that upon receiving a residency permit (VNL), local insurance becomes mandatory and replaces the temporary travel policy. Always check specific consulate requirements, but standard travel insurance is generally accepted for the visa application stage.
For travel to Hungary, it is recommended to obtain travel insurance covering cardiac conditions. The insurance should meet specific requirements, such as a minimum coverage of 30,000 EUR or 50,000 USD per person. Policies from Russian insurance companies are generally accepted, as are those from European providers.
When applying for a Hungarian visa as a sponsor for adult dependents or being sponsored, original supporting documents such as employment letters and bank statements are required. One set of financial documents from the sponsor is typically sufficient, provided it covers the expenses for all sponsored individuals. Application forms are best completed by printing them for clarity, rather than handwriting. If travel plans (tickets, hotel bookings) change after submitting the visa application, it is advisable to inform the consulate in writing. While Russian insurance may be accepted in some cases, for certain Schengen countries like Germany, an insurance policy from a European provider is recommended. Applicants should also be aware that if they are traveling through non-Schengen countries (e.g., Turkey) on their way to or from the Schengen area, separate travel insurance for those transit countries might be necessary or advisable.
When facing a medical issue abroad, travelers must contact their travel insurance assistance center first. Seeking unauthorized medical care may lead to denied claims. Insurance companies often refuse to reimburse costs if the procedure was not pre-approved or if the diagnosis codes provided by the doctor are not covered by the policy.
When applying for a visa to Hungary, it is crucial to provide proof of payment for the travel insurance policy, even if the payment is visible in a bank statement. A separate receipt or a bank statement explicitly showing the insurance payment is required. While insurance covering the exact travel dates is standard, policies with slightly shorter validity might be accepted but could result in a visa with no flexibility (no 'corridor'). For travel involving non-Schengen transit countries like Turkey, separate insurance for those countries might be necessary, especially if European insurance providers are hesitant to cover non-EU stays. It is generally recommended to obtain separate insurance policies for each applicant, with individual proof of payment, for clarity. However, a joint policy with separate payment receipts can also be acceptable. Ensure the insurance policy dates align closely with the intended travel dates to avoid potential issues with visa duration or flexibility.
For Hungarian visa applications, including family applications: fully paid one-way flights (even if return flights are to a different destination, like Turkey) are acceptable. Inexpensive hotel bookings with attached payment confirmations and email correspondence with the hotel are sufficient. Travel insurance from recognized companies with coverage of at least 30,000 EUR per person is required. Bank statements with wet stamps, demonstrating account balance and transaction history (e.g., for sole proprietorships), along with detailed daily itineraries, are also necessary.
For visa applications, when printing an insurance policy, black and white copies are generally acceptable. Color printing is typically not required.