Housing in Montenegro: what actually matters to know

From real experience

• In Budva, 'Hotel Princess' offers day-use access to their facilities for 20 EUR per day. This includes usage of two pools (indoor and outdoor) and three saunas/baths (Finnish, Roman, and Hammam).
• Hosting relatives in an owned apartment in Montenegro for a short stay (e.g., a couple of weeks) as guests, without monetary exchange, and with their potential registration, generally does not pose tax issues for the owners. They are unlikely to be suspected of illegal rental activity. The primary concern regarding registration is whether the relatives can register themselves, which might depend on local municipal requirements and the presence of a rental agreement.
• Estimate monthly utility costs for a two-person household in Montenegro. Provide a range from 30 to 200 EUR, explaining that costs depend on factors like property size, heating/cooling methods, and consumption. Include approximate per-unit costs for water, sewage, and waste disposal, noting that electricity costs can vary significantly.
• Hotel Palma in Montenegro offers excellent breakfasts, a beautiful setting, and a great location. However, guests have reported significant noise issues from 24/7 external ventilation and a noisy, non-adjustable air conditioning unit in the rooms. Windows also have limited opening capability, leading to a negative experience for some.
• Travelers in Montenegro often report issues with taxi pricing (lack of apps like Uber/Bolt leads to predatory pricing), hidden service fees (cleaning fees not disclosed in initial quotes), and rigid bureaucratic requirements for bus travel (paper tickets required). Tourist tax is mandatory, but local hosts often shift the registration burden to guests. Popular tourism peaks in July; prices for accommodation and transfers increase significantly.
• Nir apartment is a budget-friendly accommodation option with a good location in Montenegro. For booking confirmation and registration, having the apartment booking is key, and hosts are generally required to register guests.
• The train route between Belgrade and Podgorica is prone to long delays (3+ hours). 6-berth compartments are cramped and non-air-conditioned. For a better experience, opt for 1st class (3-berth compartment) or the daytime train, which is modern and equipped with air conditioning.
• Choosing a base in Montenegro depends on travel priorities: Budva is the primary hub for nightlife and transport access but is highly crowded. Tivat offers a modern aesthetic, marinas, and luxury, but lacks natural sandy beaches. Herceg Novi is aesthetically charming but involves significant walking on stairs. For families with children, all-inclusive resorts in Becici are recommended for convenience.
• For a month-long remote work stay in Montenegro, choosing between Tivat and Kotor depends on priorities. Kotor offers historical charm but lacks significant beaches; you'd need to travel for beach access. Tivat provides a more relaxed atmosphere, marinas, and access to nearby beaches like Kalardovo and Waikiki. For excellent beaches, consider areas south of Budva, like Petrovac, or explore options around Ulcinj (Velika Plaža). If proximity to beaches is key, Tivat might be a better choice than Kotor. Research specific apartments in Tivat, focusing on proximity to beaches and amenities that suit your remote work needs.
• For a month-long stay in Montenegro focusing on remote work, beautiful beaches, and city exploration, consider the following: Kotor offers historical charm but lacks ideal beaches. Budva is logistically convenient for day trips and has beaches, but can be crowded and perceived as less clean. Tivat offers a more relaxed atmosphere and is known for its marinas and proximity to other Boka Bay towns. Herceg Novi is another option with historical sites and access to nature. For sunsets, consider higher vantage points, as the sun sets behind mountains in many coastal areas. Research specific beaches in Tivat (like Kalardovo, Waikiki) or areas near Petrovac for potential good beach experiences. Be aware that 'pleasant beaches' can be subjective; clarify your preferences (sand, pebbles, water clarity, amenities).
• For a family trip with a 3-year-old in Montenegro, consider Petrovac for its compact, cozy atmosphere, good sea entry, and proximity to attractions. Avoid Ulcinj due to its remote feel. Bar offers a flat terrain but is considered budget-friendly. Herceg Novi has a nice promenade but is far from main sights. Budva can be crowded with limited sidewalks. August is peak season with large crowds everywhere. Weather in August can be hot (around 35°C).
• Finding budget-friendly accommodation with a view in Kotor can be challenging as it is generally an expensive location. Using booking platforms like Booking.com and utilizing map features can help in searching for suitable options based on price and visual appeal.
• When choosing between Risan and Tivat in Montenegro for a holiday with dining options: Risan offers a more authentic and less crowded experience, with close proximity to Perast (approx. 45 min walk). Tivat is more modern with a greater European feel and a wider selection of cafes and restaurants. Both locations primarily have pebble or stone pier beaches, not sandy ones. Risan also has a small market on Sundays.
• For travelers seeking a convenient base in Montenegro, Bar is recommended as a transportation hub offering easy access to various destinations. It is described as being flatter than Budva, more affordable, and less crowded with tourists, providing a more relaxed atmosphere.
• For a month-long remote work stay in Montenegro, focusing on good beaches, scenic evenings, and a calm atmosphere, consider the following: Kotor is historically rich but lacks desirable beaches. Tivat offers a more relaxed vibe and has access to beaches like Kalardovo and Waikiki, as well as proximity to other Boka Bay towns. Budva offers more lively evenings and beaches but can be crowded and less tranquil. Herceg Novi is another option with historical sites and coastal charm. For beaches, look beyond Kotor. Tivat, Petrovac, and areas around Ulcinj (like Velika Plaža) might offer better beach experiences. Consider your priorities: if beaches are paramount, Tivat or areas south of Budva might be preferable. If historical ambiance is key, Kotor is ideal, but beach access requires travel.
• Kotor, Montenegro, is primarily known for its historical sites and bay. For beaches, consider smaller, more intimate options like those in Prčanj, Dobrota, and Orahovac, which are closer to the city. Private beach clubs, such as the one in front of Huma hotel in Dobrota, offer amenities and dining. Accommodation near these areas is recommended for beach access.
• Accommodation experiences in Montenegro include: Sveti Stefan (scenic but inconvenient), Barjaktarska1 (convenient access but not preferred for return), and Rafailovici (potential for walking to Sveti Stefan). Early morning walks along the coast are also mentioned.
• To travel from Budva to Sveti Stefan, one can use local buses departing from the main bus station or within the city. Sveti Stefan is a picturesque location but can be logistically inconvenient for extended stays due to limited shops and higher prices. It is often recommended to combine a visit with stays in other areas.
• Budva is largely considered a tourist-oriented city, particularly popular with visitors from CIS countries, offering familiar services and comfort. For a more authentic 'local' Montenegrin experience, one should visit non-touristy towns such as Cetinje, Nikšić, Ulcinj, or Bijelo Polje. While Kotor, Bar, and Tivat have some local populations, they are also significantly influenced by tourism, though Tivat might have a slightly lower concentration of Russian tourists compared to Budva.
• An apartment stay in Budva was reviewed: located on the third floor, it featured a kitchen on a balcony with hot conditions due to glazing. The bathroom was small, and lighting above mirrors was inadequate. While the host assisted with luggage, a dispute arose over a broken lampshade. The reviewer prefers accommodation closer to Sveti Stefan and is unlikely to stay in Budva again.
• In Montenegro, electricity can be disconnected for non-payment. The threshold for disconnection can vary, but debts of around 300 EUR or more may lead to a power cut. If your electricity is disconnected due to non-payment, you will need to pay the outstanding bill and a reconnection fee at the EPCG (Elektroprivreda Crne Gore) office. It's advisable to settle bills promptly to avoid service interruption.

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